“Information Security Governance for Hybrid Lending with NIST Cybersecurity Framework (Case study: PT. Amartha Mikro Fintek)”, Infosecure, vol. 2, no. 2, Oct. 2021, Accessed: Apr. 05, 2026. [Online]. Available: https://jurnal-pasca.unla.ac.id/infosecure/article/view/v2n2_05a